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I have gone through the process of having to rebuild credit, so if you’re looking to do the same I’ve been in your shoes. It’s painful, but lucky for you I’ve already done it. These are the actual cards I used to rebuild my credit and here’s why: The way I started was getting the … Continue reading Credit Cards I used to Re-Build Credit
Here’s what makes credit: Credit Age – The average age of all open accounts Credit Usage – It is your current balance divided by your credit limit. For example: If you owe $100 on your credit card and your balance is $1000. This means you have a credit usage of 10%. Payment History – … Continue reading What makes up Credit
In order for you to understand how important credit is, you need to know what it is. A basic way to describe it is by saying it’s a way for a someone to track how likely you are to pay them back if they loan you money. This is extremely important because 99% of you … Continue reading What is Credit?
This is extremely simple. The best way to remember what a Tax Credit is: Tax Credit – a dollar for dollar reduction of your tax liability. **This is NOT a Tax Deduction. ** Let’s try an example: Let’s say you owe $1000 in taxes. You have $1000 in Tax credits. If you use all your … Continue reading What are Tax Credits