I have gone through the process of having to rebuild credit, so if you’re looking to do the same I’ve been in your shoes. It’s painful, but lucky for you … Continue reading Credit Cards I used to Re-Build Credit
Here’s what makes credit: Credit Age – The average age of all open accounts Credit Usage – It is your current balance divided by your credit limit. For example: … Continue reading What makes up Credit
In order for you to understand how important credit is, you need to know what it is. A basic way to describe it is by saying it’s a way for … Continue reading What is Credit?
This is extremely simple. The best way to remember what a Tax Credit is: Tax Credit – a dollar for dollar reduction of your tax liability. **This is NOT a … Continue reading What are Tax Credits
Here’s the technical definition: Inflation – a general increase in prices and fall in the purchasing value of money Sound complicated? Technically it is and know one knows exactly why it … Continue reading What is Inflation
US Treasury Bills are a great less risky investments. One of the main reasons I like to invest in these are due to it’s liquidity. What I mean is, these … Continue reading How To Invest In US Treasury Bills
Ready to launch your business? Now, it’s time to become legal. This is just for setting up an LLC in Georgia. Other states can vary. Step 1: Name Your … Continue reading How To Create Your Own LLC
Most companies provide an HSA for their employees, but you never take advantage of it. Mainly because you think you don’t need it or they never tell you about it. … Continue reading Why You Need A HSA
Dividends are quarterly distributions of of profits from a company back to the shareholders. When you purchase stock in a company you become a shareholder in that company. Investing in … Continue reading What are Dividends?
People think buying stock is like buying a lottery ticket…. When you buy stock you are becoming an owner in a real fully operational business. The value of your shares … Continue reading What is a Stock?
Bonds may seem complex, but that’s because the financial sector wants you to believe that. In reality, they’re quite simple. Bonds are just loans to a government, company, or another … Continue reading What are Bonds?
Double-Spending This was the biggest problem with digital currency. It was due to the fact digital information can be reproduced relatively easy. This issue was never brought up with … Continue reading What is the Double Spending Problem?